Insurance coverage for braces and orthodontics varies in regard to the different types of policies. Most policies may apply to both children and adults, and will usually cover at least 50 percent of the cost of the procedure. Other policies may cover much more of the total cost, while some pay only a pre-determined, or fixed amount. Some policies may require the use of insurance company approved dentists or orthodontist. For many people, however, buying dental insurance is only cost-effective if they expect to spend a great deal of money on dental care in the near future. If you are interested in dental insurance, be sure to thoroughly discuss different policies with your agent in order to make sure you get the coverage that best meets your needs. For further information about insurance coverage for orthodontics, consult an orthodontist or insurance agent in your area.