Home health care

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Updated: 4/13/2007 3:37 pm
If you have Medicare part a hospital insurance, it will cover the cost of many home health care services. This might include occupational therapy, physical therapy, home health aides, and medical social services. In order for Medicare to pay the full approved cost of these home health visits, you must be confined at home, and meet certain other conditions. Also, the services must be provided by a home health agency that participates in Medicare. There is no limit on the number of visits you may receive. Part-time or intermittent services are covered as well. Medicare medical insurance will pay for some home medical equipment, such as wheelchairs, hospital beds, and oxygen. However, you will be responsible for a 20% copayment. Not all home equipment is covered: among other things, it must be durable, medically necessary, ordered by a doctor, and not be helpful to people who are not sick or injured. For more specific details about Medicare home health coverage, deductible amounts and other figures, contact the social security office.

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