Ask Joe: How did hospital co-pay go from $250 to $1,000 ?

Reported by: Joe Hart
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Updated: 8/23/2013 6:51 pm
Question:
From the Ask Joe File one of our viewers has a question about medical billing at one of our local hospitals.
Michael, who asked that we not use his last name, wrote in to say his wife works at Renown.  When they had a baby three years ago their co-pay for their insurance was $250.   This time when they had a baby a few months ago the copay was $1,000.   Michael wants to know how there can be such a big increase ?

Answer:
Michael sent us  a copy of that bill showing the $900 he still owes after an initial payment of $100.  I checked with Tiffany East, she works for the PR firm that's employed by Renown.   Tiffany says in 2010, Renown's health insurance plan known as Hometown Health, made some changes and offered three different co-pay options that customers could choose from.  She says it could be in this case that Michael and his wife chose a plan that did require a higher deductible .
    However, Michael says he hasn't changed anything and that he was told by HHP that Renown has raised the co-pay amount on it's health care plan to $1,000 for an overnight visit.  That's an increase of 300 percent. 
  Is that true ? That's the question I posed to Renown's PR person earlier this week and then again this afternoon, on Friday August 23rd, she told me she would get me an answer at this point I am still waiting to hear back.  I'll let you know what they tell me. 
   


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george custer - 8/25/2013 7:02 AM
0 Votes
Looks like another scam where their deductible was increased and no one told them... Not sure who scams the most-some insurance companies or some banks..

kdavis52 - 8/24/2013 1:57 PM
0 Votes
It's not only their insurance. ALL other insurance companies in Reno have made their co-pays higher. My husband is constantly asking his insurance company if he still has insurance. They reply with that they only find the best medical DEAL for the insured even if it costs the insured a horrendous amount. On another note. People who do not have insurance PAY LESS than if they did have insurance. Insurance is billed $1300 on a procedure. Non-insured person pays only $1000 for the same procedure. Point in case a sleep study for sleep apnea. The insurance company is being scammed. My husband has called about many other procedures before and many times the insured have to pay more. So what's up with the scam?

roseanya - 8/24/2013 12:40 PM
0 Votes
Higher co-pays will be reality from now on. Not all bad as this will mean more people will consider whether or not they need hospitalization. PROBLEM: Medicaid does not REQUIRE patients to participate in their HEALTH nor their health care.
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